OHFA Special Rates: OHFA 4 Schools (formerly OHFA 4Teachers) and OHFA Shield · McClain County
McClain County: down payment help for first-time buyers
Newcastle, Blanchard, Purcell, Washington and Goldsby buyers in schools or public safety can stack OHFA's 0.125% rate cut and 3.5% help.
What buying looks like in McClain County
McClain County has about 50,000 residents south of the Oklahoma City metro, with Purcell as its seat. Newcastle, Blanchard, Purcell and Washington public schools are all candidates for OHFA 4 Schools.
McClain has three city police departments: Newcastle, Purcell and Blanchard. All are municipal employers, which match Shield's guide wording. McClain County Sheriff's Office deputies should confirm with a lender.
McClain County shares the Oklahoma City-area limit, a bit higher than neighboring Grady County.
The caps in McClain County
| Household of 1 or 2 | Household of 3+ | House price cap |
|---|---|---|
| $97,700 | $112,355 | $349,525 |
McClain County's Gold limit is $97,700 for 1-2 people and $112,355 for 3 or more. Caps for the rest of Oklahoma · Figure your budget
More help around McClain County
We could not find a program just for McClain County at the moment. The statewide choices still work here, and the full Oklahoma list has all of them.
Homebuyer classes near McClain County
Nearly every down payment program wants you to finish a homebuyer class before you close. These HUD-approved agencies close to McClain County teach one, or sit down with you for pre-purchase counseling:
| Agency | Town | How far | What they offer | Languages | How they teach |
|---|---|---|---|---|---|
| Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc. | Oklahoma City | 30 mi | homebuyer education class, pre-purchase counseling | English | Phone |
| Chickasaw Nation Division of Housing | Ada | 46 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
Pulled from HUD's list of housing counseling agencies. Programs don't all accept the same classes.
Local employers that count
A few of the eligible employers around here:
- Newcastle Public Schools
- Blanchard Public Schools
- Purcell Public Schools
- Washington Public Schools
- McClain County Sheriff's Office
- Newcastle Police Department
- Purcell Police Department
- Blanchard Police Department
Newcastle and Washington school staff and Purcell, Blanchard or Newcastle officers fit the rules. The full list of eligible jobs
Questions about McClain County
Does a Blanchard officer qualify?
Yes, if CLEET certified. The Blanchard Police Department is a municipal agency.
Is McClain's limit the same as OKC's?
Yes: $97,700 for 1-2 people and $112,355 for 3 or more.
What loan types can I use?
FHA, VA, USDA, HUD 184 or Freddie Mac conventional, all 30-year fixed.
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