Open year-round: OHFA 4 Schools and OHFA Shield cut 0.125% off the Gold rate and add 3.5% down payment helpAm I eligible?

OHFA Special Rates: OHFA 4 Schools (formerly OHFA 4Teachers) and OHFA Shield · Le Flore County

Le Flore County: down payment help for first-time buyers

Poteau, Spiro, Heavener, Pocola and Talihina school and public-safety workers can use OHFA's Gold special rate and 3.5% of the loan.

SeatPoteau
People50,196
Income cap, 3+$103,880
House price cap$349,525

What buying looks like in Le Flore County

Le Flore County has about 50,000 residents, with Poteau as the seat. It has four school districts worth knowing for OHFA 4 Schools: Poteau, Spiro, Heavener and Pocola.

The Poteau Police Department is a municipal employer that fits Shield. Le Flore County Sheriff's Office deputies should ask a lender. In towns that rely on volunteer fire service, volunteer firefighters qualify for Shield, and EMTs qualify through any EMS provider.

The county's limit is one of the lower ones, so households near it should run the math before making offers.

The caps in Le Flore County

Household of 1 or 2Household of 3+House price cap
$89,040$103,880$349,525

Le Flore County's Gold limit is $89,040 for 1-2 people and $103,880 for 3 or more. Caps for the rest of Oklahoma · Figure your budget

More help around Le Flore County

We could not find a program just for Le Flore County at the moment. The statewide choices still work here, and the full Oklahoma list has all of them.

Homebuyer classes near Le Flore County

HUD's list doesn't show an approved counseling agency within 50 miles of Le Flore County. Most programs will take a HUD-approved class you finish online, and your loan officer can tell you which one yours accepts.

Which class counts for you? Ask a loan officer who handles Oklahoma programs. They will name the right class and can get your pre-approval rolling in the same conversation. Start my check

Local employers that count

A few of the eligible employers around here:

  • Poteau Public Schools
  • Spiro Public Schools
  • Heavener Public Schools
  • Pocola Public Schools
  • Le Flore County Sheriff's Office
  • Poteau Police Department

Spiro, Heavener and Pocola school staff, Poteau officers and local EMTs fit the rules. The full list of eligible jobs

Questions about Le Flore County

I volunteer with a fire department near Talihina. Do I qualify?

Yes, OHFA Shield includes people currently serving a volunteer fire department.

Can I use USDA in Le Flore County?

USDA is one of the Gold loan types. Your lender checks whether the address is USDA-eligible.

Over the limit?

OHFA Dream has a $150,000 income limit with the same 3.5% help, but no special rate.

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