OHFA Special Rates: OHFA 4 Schools (formerly OHFA 4Teachers) and OHFA Shield · Grady County
Grady County: down payment help for first-time buyers
Chickasha, Tuttle, Minco, Ninnekah and part of Blanchard: school and public-safety workers here can use OHFA's 0.125% rate cut and 3.5% help.
What buying looks like in Grady County
Grady County has about 59,000 residents, with Chickasha as the seat. Chickasha Public Schools, Tuttle Public Schools and Minco Public Schools are the main districts for OHFA 4 Schools.
The Chickasha Police and Fire Departments are municipal employers, a clean match for Shield. Grady County Sheriff's Office deputies should confirm with a lender first.
Part of Blanchard lies in Grady County and part in McClain County. Those two counties have different limits, so check which side the home is on.
The caps in Grady County
| Household of 1 or 2 | Household of 3+ | House price cap |
|---|---|---|
| $97,174 | $111,750 | $349,525 |
Grady County's Gold limit is $97,174 for 1-2 people and $111,750 for 3 or more, a little below the Oklahoma City metro. Caps for the rest of Oklahoma · Figure your budget
More help around Grady County
We could not find a program just for Grady County at the moment. The statewide choices still work here, and the full Oklahoma list has all of them.
Homebuyer classes near Grady County
Nearly every down payment program wants you to finish a homebuyer class before you close. These HUD-approved agencies close to Grady County teach one, or sit down with you for pre-purchase counseling:
| Agency | Town | How far | What they offer | Languages | How they teach |
|---|---|---|---|---|---|
| Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc. | Oklahoma City | 35 mi | homebuyer education class, pre-purchase counseling | English | Phone |
Pulled from HUD's list of housing counseling agencies. Programs don't all accept the same classes.
Local employers that count
A few of the eligible employers around here:
- Chickasha Public Schools
- Tuttle Public Schools
- Minco Public Schools
- Chickasha Police Department
- Chickasha Fire Department
- Grady County Sheriff's Office
Tuttle and Minco school staff and Chickasha officers and firefighters fit the special-rate rules. The full list of eligible jobs
Questions about Grady County
Blanchard is in two counties. Which limit applies?
The county the home sits in. Grady County is $111,750 for 3+, McClain County is $112,355.
Can a Tuttle teacher use 4 Schools?
Yes. Tuttle Public Schools is an accredited district.
Is the help a grant?
No. It's a 0% second mortgage with no payment, repaid on sale or refinance.
Nearby counties: Oklahoma County Tulsa County Cleveland County Canadian County Comanche County Rogers County Wagoner County Payne County Every county
