OHFA Special Rates: OHFA 4 Schools (formerly OHFA 4Teachers) and OHFA Shield · Creek County
Creek County: down payment help for first-time buyers
Sapulpa, Bristow, Drumright and Kellyville school and public-safety workers can get 0.125% off OHFA's Gold rate and 3.5% of the loan.
What buying looks like in Creek County
Creek County, about 75,000 people, stretches west from the Tulsa area with Sapulpa as its seat. Sapulpa Public Schools, Bristow Public Schools and Drumright Public Schools are the main districts for OHFA 4 Schools.
The Sapulpa Police Department and Sapulpa Fire Department are municipal employers that fit Shield. Creek County Sheriff's Office deputies should get a lender's answer on the municipal wording.
Part of Sand Springs sits in Creek County. Because Creek shares the Tulsa-area limit, Tulsa commuters keep the same income ceiling here.
The caps in Creek County
| Household of 1 or 2 | Household of 3+ | House price cap |
|---|---|---|
| $98,474 | $113,245 | $349,525 |
Creek County shares the Tulsa-area Gold limit: $98,474 for 1-2 people and $113,245 for 3 or more. Caps for the rest of Oklahoma · Figure your budget
More help around Creek County
We could not find a program just for Creek County at the moment. The statewide choices still work here, and the full Oklahoma list has all of them.
Homebuyer classes near Creek County
Nearly every down payment program wants you to finish a homebuyer class before you close. These HUD-approved agencies close to Creek County teach one, or sit down with you for pre-purchase counseling:
| Agency | Town | How far | What they offer | Languages | How they teach |
|---|---|---|---|---|---|
| Quickcert, Inc. | Tulsa | 28 mi | pre-purchase counseling | English, Spanish | Face to Face, Phone |
| Tulsa Habitat for Humanity | Tulsa | 31 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone |
Pulled from HUD's list of housing counseling agencies. Programs don't all accept the same classes.
Local employers that count
A few of the eligible employers around here:
- Sapulpa Public Schools
- Bristow Public Schools
- Drumright Public Schools
- Creek County Sheriff's Office
- Sapulpa Police Department
- Sapulpa Fire Department
Sapulpa officers and firefighters and Bristow or Drumright school staff fit the special-rate rules. The full list of eligible jobs
Questions about Creek County
Is Creek County's limit the same as Tulsa's?
Yes: $98,474 for 1-2 people and $113,245 for 3 or more.
Do I apply with OHFA?
No. You apply through an OHFA-approved lender, who reserves the special rate.
Can I buy a manufactured home?
Multi-section manufactured homes are allowed on FHA, USDA and conventional with a 660 score and 45% DTI.
Nearby counties: Oklahoma County Tulsa County Cleveland County Canadian County Comanche County Rogers County Wagoner County Payne County Every county
