OHFA Special Rates: OHFA 4 Schools (formerly OHFA 4Teachers) and OHFA Shield · Bryan County
Bryan County: down payment help for first-time buyers
Durant, Calera, Colbert and Caddo buyers in schools or public safety can use OHFA's Gold special rate with 3.5% of the loan.
What buying looks like in Bryan County
Bryan County has about 51,000 residents in southern Oklahoma, with Durant as its seat. Durant Public Schools, Calera Public Schools and Colbert Public Schools are the main districts for OHFA 4 Schools.
The Durant Police and Fire Departments are city employers, matching Shield's wording. Bryan County Sheriff's Office deputies should confirm with a lender. Volunteer firefighters in the smaller towns also qualify.
Bryan County's limit is on the lower end, so a two-income household should check the numbers early.
The caps in Bryan County
| Household of 1 or 2 | Household of 3+ | House price cap |
|---|---|---|
| $89,040 | $103,880 | $349,525 |
Bryan County's Gold limit is $89,040 for 1-2 people and $103,880 for 3 or more. Caps for the rest of Oklahoma · Figure your budget
More help around Bryan County
We could not find a program just for Bryan County at the moment. The statewide choices still work here, and the full Oklahoma list has all of them.
Homebuyer classes near Bryan County
Nearly every down payment program wants you to finish a homebuyer class before you close. These HUD-approved agencies close to Bryan County teach one, or sit down with you for pre-purchase counseling:
| Agency | Town | How far | What they offer | Languages | How they teach |
|---|---|---|---|---|---|
| Housing Authority of the Choctaw Nation of Oklahoma | Hugo | 43 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
Pulled from HUD's list of housing counseling agencies. Programs don't all accept the same classes.
Local employers that count
A few of the eligible employers around here:
- Durant Public Schools
- Calera Public Schools
- Colbert Public Schools
- Durant Police Department
- Durant Fire Department
- Bryan County Sheriff's Office
Calera and Colbert school staff and Durant police and firefighters can ask for the special rate. The full list of eligible jobs
Questions about Bryan County
Can I use HUD Section 184?
Yes. HUD 184 is one of the Gold loan types, alongside FHA, VA, USDA and conventional.
What does $103,880 cover?
It's the 3+ person limit for all household income from members 18 and older.
Do I need to be a first-time buyer?
Yes for Gold: no primary home ownership in 3 years, unless you buy in a targeted tract.
Nearby counties: Oklahoma County Tulsa County Cleveland County Canadian County Comanche County Rogers County Wagoner County Payne County Every county
